Privacy Policy
kryjusolutions is committed to protecting your privacy and handling your personal information with care and transparency.
Information We Collect
At kryjusolutions, we collect information to provide you with personalized budgeting tools and financial education resources. The information we gather helps us understand your financial goals and deliver relevant content that supports your journey toward better money management.
Personal Information
- Name, email address, and contact details when you create an account
- Demographic information such as age range and location for service customization
- Profile preferences and communication settings
- Financial goals and budgeting categories you select
Usage Information
- How you interact with our budgeting tools and educational content
- Pages visited, time spent on different sections, and feature usage patterns
- Device information including browser type, operating system, and screen resolution
- IP address and general location data for security and service optimization
How We Use Your Information
Your information helps us create a more personalized and effective financial learning experience. We use the data we collect to improve our services and provide you with relevant budgeting insights.
Service Delivery: We use your information to provide personalized budgeting recommendations, track your progress toward financial goals, and deliver educational content that matches your interests and experience level.
Communication: We may send you updates about new features, educational resources, and tips related to budgeting and financial wellness. You can opt out of these communications at any time through your account settings.
Improvement and Analytics: We analyze usage patterns to understand which features are most helpful and identify areas where we can enhance the user experience. This helps us develop better tools and resources for our community.
Information Sharing and Disclosure
We do not sell your personal information to third parties. However, there are specific circumstances where we may share your information to provide our services or comply with legal requirements.
Service Providers
We work with trusted third-party service providers who help us operate our platform, process payments, and deliver our services. These providers are contractually obligated to protect your information and use it only for the specific services they provide to us.
Legal Requirements
We may disclose your information if required by law, court order, or government regulation. We may also share information to protect our rights, property, or safety, or that of our users or the public, as permitted by law.
Business Transfers
In the event of a merger, acquisition, or sale of our business, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.
Your Rights and Choices
You have several rights regarding your personal information. We believe in giving you control over how your data is used and stored.
You can request a copy of the personal information we hold about you. We'll provide this in a commonly used format so you can review what we have on file.
If any of your personal information is incorrect or outdated, you can update it through your account settings or contact us directly for assistance.
You can request that we delete your account and associated personal information. Some information may be retained for legal or business purposes as outlined in our retention policies.
You can opt out of marketing communications at any time while still receiving essential service-related messages about your account.
To exercise any of these rights, please contact us using the information provided at the end of this policy. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.
Data Security and Protection
We take the security of your personal information seriously and implement multiple layers of protection to safeguard your data.
Technical Safeguards
We use industry-standard encryption to protect your data both in transit and at rest. Our systems are regularly updated with security patches, and we conduct periodic security assessments to identify and address potential vulnerabilities.
Access Controls
Access to your personal information is limited to authorized personnel who need it to provide our services. All team members receive regular training on data protection and privacy best practices.
Monitoring and Response
We continuously monitor our systems for unusual activity and have incident response procedures in place. If we detect a security breach that affects your personal information, we'll notify you promptly and take appropriate steps to address the issue.
Data Retention
We retain your personal information only as long as necessary to provide our services and fulfill the purposes outlined in this policy. When you close your account, we'll delete your personal information within 90 days, except where we're required to retain certain records for legal or regulatory purposes.
Some anonymized usage data may be retained longer for analytical purposes to help us improve our services, but this data cannot be linked back to your identity.
International Data Transfers
While kryjusolutions primarily operates within South Africa, some of our service providers may process your information in other countries. When we transfer your data internationally, we ensure appropriate safeguards are in place to protect your privacy rights, including the use of standard contractual clauses and verification that the receiving country has adequate data protection laws.
Children's Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information promptly.
Changes to This Policy
We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. When we make material changes, we'll notify you by email or through a prominent notice on our website. The updated policy will be effective 30 days after we provide notice, unless you object to the changes during that period.
We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after any changes become effective constitutes your acceptance of the updated policy.
Contact Information
Email: info@kryjusolutions.com
Address: 14 8th Avenue, Benoni, 1501, South Africa
Phone: +27 11 298 2100
We're committed to addressing your privacy concerns promptly and transparently.